What Are Some Common Misconceptions About Worksman Comp?

 

Employees who suffer an injury or illness at work are given benefits under the workers' compensation insurance system. Regrettably, there are a number of widespread myths concerning New Mexico workmans comp that can cause misunderstandings and confusion. Today, we'll examine some of the most widespread myths concerning workers' compensation and debunk them.

Only workplace injuries are covered by workers' compensation

The idea that workers' compensation exclusively covers accidents that happen at work is among the most widespread misconceptions about it. In reality, workers' compensation can cover a variety of diseases and injuries, even those that happen away from the place of employment. Employees may be entitled to workers' compensation payments, for instance, if they are hurt while travelling for work or if they develop an ailment like carpal tunnel syndrome as a result of their duties.

Only severe injuries are covered by workers' compensation

Another prevalent misunderstanding regarding workers' compensation is that only major injuries, such as shattered bones or severe burns, are covered by it. However, workers' compensation can cover a wide range of illnesses and injuries, including respiratory disorders, depression, anxiety, and repeated stress injuries.

Pre-existing conditions cannot be claimed for

Many people believe that if they have a pre-existing ailment, even if it is aggravated or made worse by their job obligations, they won't be eligible for workers' compensation benefits. Nonetheless, pre-existing conditions that are made worse by work-related activities are frequently covered by workers' compensation.

You can't be fired for making a workers' compensation claim

State and federal rules shield employees from retaliation when they file workers' compensation claims. This does not, however, preclude employers from firing an employee who has submitted a workers' compensation claim. As long as the choice is unrelated to the employee's workers' compensation claim, an employer may be permitted to fire an employee if their performance is subpar or if they disobey business standards.

You can submit a workers' compensation claim without an attorney

Although it is true that employees can submit their own workers' compensation claims, it is frequently in their best interests to engage with a workers' comp attorney with experience. An attorney can assist in making sure the claim is submitted properly, advocate for the employee in any necessary negotiations with the insurance provider and represent the employee in court if necessary.

Workers' compensation claims are always quickly resolved

Despite the fact that some workers' compensation claims can be resolved quickly, others may take months or even years to be resolved. This is especially true if the insurance provider contests the claim or if the employee's wounds are serious and call for significant medical attention.

 

In conclusion, the workers' compensation system is complicated and can be challenging to understand, especially for individuals who are not familiar with the procedure. Employees can better safeguard their rights and make sure they receive the benefits they are entitled to in the event that they are injured or unwell due to their work by being aware of these frequent myths regarding workers' compensation. Consult with an expert lawyer who can offer direction and assistance throughout the process if you have any questions or concerns concerning workers' compensation.